Dental Savings Plans vs Dental Insurance Plans
Dental Savings plans are not dental insurance plans. Instead, they allow members to receive savings immediately on dental procedures per dental visit. Traditional dental insurance plans may be a better option if you only need preventative care. On the other hand, dental savings plans are the solution for individuals and families that may need more than preventative dental care.
With dental savings plans, you can save up to 50% on most dental procedures. They are easy to use. Dental Savings plans are the right fit for you, if you need a plan with no limitations, no annual maximums and no waiting periods. The goal of a dental savings plan is to save big at the dentist office at every visit. It’s always better to plan ahead and feel confident knowing you have dental protection available, should you need it.
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Regardless of whether you are looking at Florida dental insurance or dental insurance in some other part of the country, most dental insurance plans do not include cosmetic dental procedures. In most cases, If you are in need of a cosmetic dental procedure you may not be able to access dental insurance for cosmetic dental procedures.
Unlike dental insurance plans, the dental savings plans we offer at United Dental Solutions, allow our members to receive discounts on cosmetic dental procedures. This includes procedures like dental implants, dental bridges, tooth bleaching, dental veneers, dental bonding, and orthodontic treatment for adults.
It’s hard to find a dental insurance plan without a waiting period. In fact, most dental insurance plans (including dental insurance plans in Florida) have waiting periods of up to one year starting from the time of enrollment—and in some cases even longer. So, if an advertisement for a Florida dental insurance plan (or a plan anywhere in the nation) contains the words “Dental Insurance No Waiting Period,” be sure to read the fine print.
Should you need a dental procedure during the waiting period, you won’t be able to access dental insurance. That’s what makes dental savings plans so attractive. Dental savings plans (unlike most dental insurance plans) allow members to receive savings immediately on dental procedures per dental visit. That means no waiting periods.
Cost: Dental Plans vs. Dental Insurance (Including Florida Dental Insurance)
Dental insurance individual plans nationwide (including dental insurance plans in Florida) can cost around $350.00 a year generally. With family dental insurance plans costing about $550.00 a year. Dental savings plans are generally priced around half of that amount. This means that dental savings plans can give you the security of dental protection without the cost. Simply show your membership ID card at a participating provider and receive your savings instantly.
Compare: The ability to access dental insurance vs. dental saving plans
With dental savings plans, you can save up to 50% on most dental procedures. Usually, dental insurance plans (including dental insurance plans in Florida) are limited to a particular State. It’s not easy to find a nationwide dental insurance plan. So, if you’re looking at Florida dental insurance, you will likely only be covered in Florida. So those traveling outside of their home state, can’t access dental insurance. Unlike dental insurance plans, our dental savings plans can be used nationwide, throughout the country.